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Empathy leads to better outcomes
 

A compassionate approach with injured workers encourages recovery and boosts morale. Learn the secret to improving workers' compensation outcomes in our three-part article series.

 
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Policyholder Safety Alert

 

Find safety tips for equipment maintenance and avoiding caught-between injuries.
 
VIEW ALERT
 
 
 

2018 Year in Review

 

See how we've delivered on our commitment to you, our agents and our communities.
 
READ MORE
 
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Workplace safety webinar

 

You're invited to our Jan. 4 webinar on evaluating your safety program for the new year.
 
REGISTER
 
 
 
 
 
Quick tip: What is an experience modifier?

An experience modifier, or e-mod, is a factor applied to your workers’ comp rate that is a comparison of your company’s loss experience against other employers in the same industry. It is used to calculate premium. What’s important to remember is that not all companies qualify for an e-mod and an e-mod does not reflect your company's safety. The best way to control your e-mod is by promoting a safe workplace and implementing return-to-work programs.

Learn more about e-mods in our control your costs article.
 
 
 
 
Free safety resources
 
 
 
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